Is Your Credit Card Protection the Same as Travel Insurance?

I always recommend travel insurance, especially for clients traveling internationally. There is valuable peace of mind that comes from purchasing travel insurance and knowing that you're protecting this investment of your  upcoming vacation.

​Travel insurance can cover situations such as flight interruption/delay, lost luggage, and emergency medical needs. Often, credit cards offer a variety of travel protections, but is it comparable?

Each credit card offer is different and you'll have to read the details of the coverage from your credit card company. To help, below are some questions to consider when evaluating the protection offered from your credit card. 

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Questions to Ask

• Do I have trip cancellation insurance with my credit card? If I need to cancel or interrupt my trip, what covered reasons are eligible?

• Do I have enough coverage for my trip?​

• Can I cancel if my traveling companion or family member gets sick?

• Is emergency medical/dental and evacuation included as primary coverage with no deductibles?

 

• Are pre-existing medical conditions covered?

 

• If my luggage is lost, stolen or damaged, can I be reimbursed?

 

• Can I be reimbursed for essential personal items that I must purchase if my luggage arrives late at my destination?

 

• If my flight is delayed overnight, can additional expenses like hotel stays, meals and taxi fares be reimbursed?

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• Are specific adventure activities covered, such as roped travel or mountain climbing, scuba diving, and participating in a professional sporting event?

One way or another, protect your investment. It's worth the peace of mind.

Kerry is an Adventure Travel Specialist who designs custom trips for adventurous travelers.
Ready to plan your next adventure? Let's talk!
​Text, call or email - - 775-303-6282
kerry@MountainAdventureTravel.com